MONEY TRANSFERS
Where To?
Transferring funds is easier than ever with Mobile and Online Banking. With just a few clicks or taps, you can move your money exactly where you want it to go.
Between Your AccountsTransfer and make payments within your Orange County's Credit Union accounts |
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To Other MembersSend money to other Orange County's Credit Union account holders instantly |
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To External AccountsTransfer money to and from other accounts where you're an account holder |
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Pay A PersonSend money to other people via email or text message |
Between Your Accounts
Transfer and make payments within your Orange County’s Credit Union accounts
To Other Members
Send money to other Orange County’s Credit Union account holders instantly
To External Accounts
Transfer money to and from other accounts where you’re an account holder
Pay A Person
Send money to other people via email or text message
Make your next transfer with Digital Banking.
Account to Account Transfer Limits
New Users
30 Days or Less Since Enrollment | |
To/From | |
---|---|
Per Transfer Maximum | $1,000 |
Daily Maximum | $2,500 |
Monthly Maximum | $10,000 |
Existing Users
More Than 30 Days Since Enrollment | |
To/From | |
---|---|
Per Transfer Maximum | $5,000 |
Daily Maximum | $10,000 |
Monthly Maximum | $50,000 |
Reminders About Account Ownership
- You must be an account holder on external accounts to send and receive funds.
- Your external account ownership will be verified with two small deposits within two business days of adding a new account.
New Users
30 Days or Less Since Enrollment | |
To/From | |
---|---|
Per Transfer Maximum | $1,000 |
Daily Maximum | $2,500 |
Monthly Maximum | $10,000 |
Existing Users
More Than 30 Days Since Enrollment | |
To/From | |
---|---|
Per Transfer Maximum | $5,000 |
Daily Maximum | $10,000 |
Monthly Maximum | $50,000 |
Reminders About Account Ownership
- You must be an account holder on external accounts to send and receive funds.
- Your external account ownership will be verified with two small deposits within two business days of adding a new account.
How to Make a Transfer with the Mobile App¹
- Tap Transfers
- Select the account you want to transfer from
- Select the account you want to transfer to
- Enter the amount,
- Tap Continue
- Enter the amount,
- Tap Transfer Money
Done!
¹Message and data rates may apply. Contact your mobile provider for details.
Eligible Accounts
Your Orange County's Credit Union accounts (Savings, Checking, and Money Market) are enabled for this service. Business accounts are not eligible. For all of your outside accounts, an account ownership verification process will need to be completed. The account verification process is a safeguard that help us make sure nobody sets up your accounts but you. The following external institution accounts may be added to your Portfolio:
Checking accounts, savings accounts, and money market accounts held at any commercial bank or credit union nationwide that is able to accept ACH transfers.
Investment accounts held at any of our affiliated online brokerage firms.