$250 New Account Bonus*
Limited Time Offer: $250
Here's a special offer you won't want to miss. Open an eligible checking account, meet the eligibility requirements, and fund your next big purchase with us, and we'll give you some extra spending money.* $250 of extra spending money, to be exact.
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$100 New Checking Account Bonus* |
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$150 New Loan Bonus* |
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$250* |
| Receive an automatic $100 bonus deposit with promo code BUNDLE250 between July 15 to September 30, 2024. | Top it off with another $150 by funding a new auto, personal, home loan, or opening a new credit card with us within 60 days of account opening. |
$100 New Checking Account Bonus*Receive an automatic $100 bonus deposit with promo code BUNDLE250 between July 15 to September 30, 2024. |
+ |
$150 New Loan Bonus*Top it off with another $150 by funding a new auto, personal, home loan, or opening a new credit card with us within 60 days of account opening. |
= $250* |
The easy (and enjoyable) way to an amazing offer: |
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⇨ Step 1: |
Open an eligible checking account with eStatements, a Debit Mastercard®, and direct deposit. Receive all of the surprising benefits of being a Member: access to thousands of ATMs, a feature-packed Mobile App,¹ special discounts, rewards, and a partner that's with you all the way. |
⇨ Step 2: |
Fund that new car, house, boat, home improvement project, vacation, or large purchase you've been thinking about by getting a custom, competitive-rate loan or credit card with your new trusted Credit Union. |
⇨ Step 3: |
Enjoy your new account, your new big purchase, and your new $250* bonus. |
The easy (and enjoyable) way to an amazing offer:
⇨ Step 1:
Open an eligible checking account with eStatements, a Debit Mastercard®, and direct deposit. Receive all of the surprising benefits of being a Member: access to thousands of ATMs, a feature-packed Mobile App,¹ special discounts, rewards, and a partner that's with you all the way.
⇨ Step 2:
Fund that new car, house, boat, home improvement project, vacation, or large purchase you've been thinking about by getting a custom, competitive-rate loan or credit card with your new trusted Credit Union.
⇨ Step 3:
Enjoy your new account, your new big purchase, and your new $250* bonus.
Hear From Our Valued Members
"I like the way you do business, and I like the fact that there are ATMs in different cities that we could use without going to the actual branch office."
–Karina A., Member Since 2018
"I am nothing but satisfied with my experiences at the Credit Union. Every chance I get, I recommend Orange County's Credit Union to my friends and family."
–Zoe B., Member Since 2002
"In my years of experience with Orange County’s Credit Union, I have never been disappointed in the level of service and the variety of services."
–Gary G., Member Since 1998
Hear From Our Valued Members
"I like the way you do business, and I like the fact that there are ATMs in different cities that we could use without going to the actual branch office."
–Karina A., Member Since 2018
"I am nothing but satisfied with my experiences at the Credit Union. Every chance I get, I recommend Orange County's Credit Union to my friends and family."
–Zoe B., Member Since 2002
"In my years of experience with Orange County’s Credit Union, I have never been disappointed in the level of service and the variety of services."
–Gary G., Member Since 1998
Get to Know Orange County's Credit Union
Did you know that Members save an average of over $2.000 annually compared to a typical California bank?² In fact, 96% of credit union members favor their experience over a bank.³ It's made possible because we're Member-owned, allowing our profits to be returned directly to you in the form of better rates and fewer fees. That means when you bank with us, you save, and still have access to Digital Banking and nearly 30,000 surcharge-free CO-OP Network ATMs.
Learn the differences between Orange County's Credit Union and big banks by watching this video.
Join Orange County's Credit Union by opening your new eligible checking account with promo code BUNDLE250.* Choose to receive a Debit Mastercard® and sign up for eStatements. Then within 60 days of opening your account, start receiving your Direct Deposit. As long as all qualifications are met, we'll deposit $100 to your account at the end of your third month with us.
For full details and conditions, please see the terms at the bottom of this page.
First, open a new eligible checking account with promo code BUNDLE250 and fulfill the $100* offer requirements.
Next, fund a new loan with us within 60 days of opening your checking account. The new loan can be any of the following four options:
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Auto loan of at least $15,000
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Personal loan of at least $7,500
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Home loan of at least $50,000
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Orange County's Credit Union credit card
Your new loan must remain open for a minimum of 90 days. The $150* bonus will be deposited into your account within 120 days after the 90-day period ends.
For full details and conditions, please see the terms at the bottom of this page.
Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family Member banks with us. Ask us for details. Membership fee is $5.
Immediate Family Includes:
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Spouse
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Child
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Sibling
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Parent
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Grandparent
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Grandchild
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Stepparent
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Stepchild
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Adoptive Relationships
You'll need to ask your employer or other payment issuer (such as Social Security) to send future payments to your new account. You'll need the routing number, which is 322281989, and your account number which is easily located once you log in. For more help or to download one of our direct deposit forms, please click here.
Your New Checking Account Features
The Basics of Basic Checking
This account is recommended for Members seeking convenience without high minimums or Direct Deposit requirements.
- Opening deposit of just $25
- Monthly service fee of $6 waived with Direct Deposit, average daily balance of $350, Platinum/Premier Rewards levels, or Members age 62 or over
- Mobile App¹ access including alerts, check deposit, bill pay, transfers to friends or other banks, and more
- Debit Mastercard® you can easily switch on/off using Digital Banking with surcharge-free access to nearly 30,000 CO-OP ATMs
- Two free boxes of Credit Union custom-design personal checks per year²
Ready to get an extra $250? Accept this offer today!
Start by opening a checking account with promo code BUNDLE250 or stop by your local branch and mention this offer between July 15 to September 30, 2024.* No appointment is required, but we're always happy to set something up to fit your schedule.
*Terms & Conditions
$100 New Checking Bonus
Use promo code BUNDLE250 online or in the branch of your choice between July 15 to September 30, 2024 to receive this $100 offer. There are many ways to waive the monthly service fee: Direct deposit, Membership level, or maintain average daily deposit minimum. Monthly service fee waived for Platinum and Premier Members. Premier status achieved by having an average monthly household balance of $5,000 to $49,999 in loans and/or deposits. Platinum status achieved by having an average monthly household balance of $50,000 or more in loans and/or deposits or being a Member for 20 years. Checking monthly service fee waived for Members age 62 or over. Ask for details. New Member must open an eligible Basic, Interest, or Pacific personal checking account, enroll in eStatements, sign up and qualify for a debit card, and set up and receive direct deposit within 60 days of account opening. (For Pacific Youth Checking accounts only, the requirement of direct deposit may be substituted with making 10 debit card purchases within 60 days.) Social Security can be used as a direct deposit for Basic, Interest, and Pacific Checking accounts. All accounts are subject to normal approval standards. This offer is available to individuals who have not been a signer on an Orange County’s Credit Union checking account anytime over the past 12 months. Bonus paid by deposit to the new checking account. Bonus will be paid within 90 days of account opening. Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. The new eligible checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed. Minimum opening deposit is $25.00 for Basic, Interest, and Pacific checking accounts. Basic and Pacific Checking accounts do not earn dividends. Interest Checking: Annual Percentage Yield (APY) is 0.07% as of September 15, 2024 and are subject to change at any time. For current rates, visit www.orangecountyscu.org. Minimum balance to earn APY is $600. The rate and APY may change after account opening. Offer not available in conjunction with other offers. Membership requirements apply. Additional terms and conditions apply and are subject to change. Refer to the Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement, and Schedule of Fees for additional information. Ask us for details.
$150 New Loan Bonus
Offer is dependent on fulfillment of $100 New Checking Bonus Offer. In order to qualify for the promotion incentive, a new auto loan with a minimum amount of $15,000, a new personal loan with a minimum amount of $7,500, or a new home loan with a minimum amount of $25,000 must be funded by Orange County’s Credit Union within 60 days after associated checking account open date. Loan must remain open for a minimum of 90 days. Earned promotion incentive will be deposited into primary account within 120 days after 90-day period end. This is not an offer for an extension of credit or a commitment to lend. All applications are subject to borrower and property underwriting approval. Not all applicants will qualify.
USA Patriot Act Notice
To help the government fight the funding of terrorism and money laundering, Federal law requires we obtain, verify, and record information that identifies our Members. As such, you will be required to supply your ID and Social Security number before your account can be established.
¹Message and data rates may apply.
²Based upon research conducted by the Credit Union National Association. Average savings listed based on Member households using multiple Credit Union products and services. Individual Member savings results may vary. Click here for details.
³Source: yourmoneyfurther.com
Membership Qualifications
Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.
Immediate Family Includes:
Spouse
Child
Sibling
Parent
Grandparent
Grandchild
Stepparent
Stepchild
Adoptive Relationships
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