About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.750% 7.000% 7.000% 7.000%
APR 7.140% 7.140% 7.140% 7.140%
Points 0.750 0.750 0.750 0.750
Payment $3,242.99 $3,306.68 $3,306.68 $3,306.68
  Rate APR Points Payment
120 Months 6.750% 7.140% 0.750 $3,242.99
12 Months 7.000% 7.140% 0.750 $3,306.68
12 Months 7.000% 7.140% 0.750 $3,306.68
228 Months 7.000% 7.140% 0.750 $3,306.68

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.750% 7.000% 7.000% 7.000%
APR 7.146% 7.146% 7.146% 7.146%
Points 0.625 0.625 0.625 0.625
Payment $3,242.99 $3,313.37 $3,313.37 $3,313.37
  Rate APR Points Payment
84 Months 6.750% 7.146% 0.625 $3,242.99
12 Months 7.000% 7.146% 0.625 $3,313.37
12 Months 7.000% 7.146% 0.625 $3,313.37
264 Months 7.000% 7.146% 0.625 $3,313.37

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.250% 7.000% 7.000% 7.000%
APR 6.971% 6.971% 6.971% 6.971%
Points 0.875 0.875 0.875 0.875
Payment $3,078.57 $3,298.44 $3,298.44 $3,298.44
  Rate APR Points Payment
60 Months 6.250% 6.971% 0.875 $3,078.57
12 Months 7.000% 6.971% 0.875 $3,298.44
12 Months 7.000% 6.971% 0.875 $3,298.44
276 Months 7.000% 6.971% 0.875 $3,298.44