About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.750% 7.875% 7.875% 7.875%
APR 7.471% 7.471% 7.471% 7.471%
Points 0.625 0.625 0.625 0.625
Payment $3,242.99 $3,534.35 $3,534.35 $3,534.35
  Rate APR Points Payment
120 Months 6.750% 7.471% 0.625 $3,242.99
12 Months 7.875% 7.471% 0.625 $3,534.35
12 Months 7.875% 7.471% 0.625 $3,534.35
228 Months 7.875% 7.471% 0.625 $3,534.35

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.625% 7.875% 7.875% 7.875%
APR 7.572% 7.572% 7.572% 7.572%
Points 0.625 0.625 0.625 0.625
Payment $3,201.54 $3,557.92 $3,557.92 $3,557.92
  Rate APR Points Payment
84 Months 6.625% 7.572% 0.625 $3,201.54
12 Months 7.875% 7.572% 0.625 $3,557.92
12 Months 7.875% 7.572% 0.625 $3,557.92
264 Months 7.875% 7.572% 0.625 $3,557.92

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.375% 7.875% 7.875% 7.875%
APR 7.622% 7.622% 7.622% 7.622%
Points 0.625 0.625 0.625 0.625
Payment $3,119.35 $3,568.67 $3,568.67 $3,568.67
  Rate APR Points Payment
60 Months 6.375% 7.622% 0.625 $3,119.35
12 Months 7.875% 7.622% 0.625 $3,568.67
12 Months 7.875% 7.622% 0.625 $3,568.67
276 Months 7.875% 7.622% 0.625 $3,568.67