About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.500% 6.875% 6.875% 6.875%
APR 6.982% 6.982% 6.982% 6.982%
Points 1.000 1.000 1.000 1.000
Payment $3,160.35 $3,254.62 $3,254.62 $3,254.62
  Rate APR Points Payment
120 Months 6.500% 6.982% 1.000 $3,160.35
12 Months 6.875% 6.982% 1.000 $3,254.62
12 Months 6.875% 6.982% 1.000 $3,254.62
228 Months 6.875% 6.982% 1.000 $3,254.62

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.500% 6.875% 6.875% 6.875%
APR 7.027% 7.027% 7.027% 7.027%
Points 0.875 0.875 0.875 0.875
Payment $3,160.35 $3,264.70 $3,264.70 $3,264.70
  Rate APR Points Payment
84 Months 6.500% 7.027% 0.875 $3,160.35
12 Months 6.875% 7.027% 0.875 $3,264.70
12 Months 6.875% 7.027% 0.875 $3,264.70
264 Months 6.875% 7.027% 0.875 $3,264.70

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.125% 6.875% 6.875% 6.875%
APR 6.875% 6.875% 6.875% 6.875%
Points 0.500 0.500 0.500 0.500
Payment $3,038.07 $3,256.42 $3,256.42 $3,256.42
  Rate APR Points Payment
60 Months 6.125% 6.875% 0.500 $3,038.07
12 Months 6.875% 6.875% 0.500 $3,256.42
12 Months 6.875% 6.875% 0.500 $3,256.42
276 Months 6.875% 6.875% 0.500 $3,256.42