About Refinance ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.750% 6.875% 6.875% 6.875%
APR 7.139% 7.139% 7.139% 7.139%
Points 0.750 0.750 0.750 0.750
Payment $3,242.99 $3,274.77 $3,274.77 $3,274.77
  Rate APR Points Payment
120 Months 6.750% 7.139% 0.750 $3,242.99
12 Months 6.875% 7.139% 0.750 $3,274.77
12 Months 6.875% 7.139% 0.750 $3,274.77
228 Months 6.875% 7.139% 0.750 $3,274.77

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.750% 6.875% 6.875% 6.875%
APR 7.145% 7.145% 7.145% 7.145%
Points 0.625 0.625 0.625 0.625
Payment $3,242.99 $3,278.11 $3,278.11 $3,278.11
  Rate APR Points Payment
84 Months 6.750% 7.145% 0.625 $3,242.99
12 Months 6.875% 7.145% 0.625 $3,278.11
12 Months 6.875% 7.145% 0.625 $3,278.11
264 Months 6.875% 7.145% 0.625 $3,278.11

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.250% 6.875% 6.875% 6.875%
APR 6.957% 6.957% 6.957% 6.957%
Points 0.750 0.750 0.750 0.750
Payment $3,078.57 $3,261.34 $3,261.34 $3,261.34
  Rate APR Points Payment
60 Months 6.250% 6.957% 0.750 $3,078.57
12 Months 6.875% 6.957% 0.750 $3,261.34
12 Months 6.875% 6.957% 0.750 $3,261.34
276 Months 6.875% 6.957% 0.750 $3,261.34