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A Day Makes a Difference

We understand that closing on time or before the Close of Escrow date makes all the difference to our Members, especially when trying to meet the expectations of a seller in a hot market. Furthermore, moving into a new home is an exciting but stressful time for Members, who may have already scheduled days off from work, hired movers, and activated utilities for a certain date. Closing even a day late can create major setbacks when a Member is planning. That’s why we work hard to ensure we meet your Close of Escrow date, and to close our loans faster than the national average.*
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Local and Accessible

We offer many ways to get in touch with a consultant, a benefit of working with a lender in your area. While we can be reached via phone or email, Members can also meet with one of our Mortgage Loan Consultants in any of our 10 branch locations.

With us as your local lender, we use local service providers that also understand the housing market in which you’re buying; including appraisers, escrow companies and officers, and signing agents that deliver and explain your closing document at a location of your choice and convenience. Your loan receives local priority processing and underwriting that’s right in your neighborhood.

We’re also here for our communities. Helping the communities in which we live and serve is one of our Credit Union core values. Click here to learn more about our efforts.
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Servicing from Start to Finish

We’re with you all the way. We’ll retain the servicing of your home loan for the life of the loan after it’s originated. There’s no need to worry about your loan servicing being sold to a servicer located out of state that doesn’t know or care about your individual needs.

We’ll be here to support you with any questions you have about your home loan. You can meet with us at any of our branch locations or contact us over the phone.

why-choose-us-icons_faster close.png

A Day Makes a Difference

We understand that closing on time or before the Close of Escrow date makes all the difference to our Members, especially when trying to meet the expectations of a seller in a hot market. Furthermore, moving into a new home is an exciting but stressful time for Members, who may have already scheduled days off from work, hired movers, and activated utilities for a certain date. Closing even a day late can create major setbacks when a Member is planning. That’s why we work hard to ensure we meet your Close of Escrow date, and to close our loans faster than the national average.*

why-choose-us-icons_local accessible.png

Local and Accessible

We offer many ways to get in touch with a consultant, a benefit of working with a lender in your area. While we can be reached via phone or email, Members can also meet with one of our Mortgage Loan Consultants in any of our 10 branch locations.

With us as your local lender, we use local service providers that also understand the housing market in which you’re buying; including appraisers, escrow companies and officers, and signing agents that deliver and explain your closing document at a location of your choice and convenience. Your loan receives local priority processing and underwriting that’s right in your neighborhood.

We’re also here for our communities. Helping the communities in which we live and serve is one of our Credit Union core values. Click here to learn more about our efforts.

why-choose-us-icons_service from start to finish.png

Servicing from Start to Finish

We’re with you all the way. We’ll retain the servicing of your home loan for the life of the loan after it’s originated. There’s no need to worry about your loan servicing being sold to a servicer located out of state that doesn’t know or care about your individual needs.

We’ll be here to support you with any questions you have about your home loan. You can meet with us at any of our branch locations or contact us over the phone.

From Our Members

"Jerry Baez was an instrumental and amazing loan officer throughout this process. I would 100% recommend him to all my friends and family for their financial needs." "Working with Valentina Gershunoff was a great experience from start to finish, she's prompt, honest, efficient, and dependable. . . . Great dedication to her work and would focus to meeting up the deadline, especially during the holidays."
"Jerry Baez was an instrumental and amazing loan officer throughout this process. I would 100% recommend him to all my friends and family for their financial needs." "Working with Valentina Gershunoff was a great experience from start to finish, she's prompt, honest, efficient, and dependable. . . . Great dedication to her work and would focus to meeting up the deadline, especially during the holidays."

From Our Members

"Jerry Baez was an instrumental and amazing loan officer throughout this process. I would 100% recommend him to all my friends and family for their financial needs." "Working with Valentina Gershunoff was a great experience from start to finish, she's prompt, honest, efficient, and dependable. . . . Great dedication to her work and would focus to meeting up the deadline, especially during the holidays."
"Jerry Baez was an instrumental and amazing loan officer throughout this process. I would 100% recommend him to all my friends and family for their financial needs." "Working with Valentina Gershunoff was a great experience from start to finish, she's prompt, honest, efficient, and dependable. . . . Great dedication to her work and would focus to meeting up the deadline, especially during the holidays."


Consultative Service by Trusted Advisers

We know what goes into the loan process–there's a lot of paperwork and a lot of time. That's why having a trusted partner who is local, experienced, and accessible will provide the guidance and peace of mind you need to obtain the home loan that meets your needs. Our team offers a consultative approach to assist our Members with what is often the largest financial decision of their life. Our Mortgage Loan Consultants will simplify the process and work with you, providing timely and proactive updates to guide you through the home loan process every step of the way. That's our promise.

Meet Our Team

View registered Mortgage Loan Originators

This is not an offer for an extension of credit or a commitment to lend. All applications are subject to borrower and property underwriting approval. Not all applicants will qualify. Membership in Orange County’s Credit Union is a condition of loan approval. Limited to funding California properties only.

*In providing the days-to-close comparison, Orange County’s Credit Union is using information provided by an independent third-party source. ICE Mortgage Technology® Origination Insight Report provides monthly data and insights for a robust sampling of closed loan applications that flow through ICE Mortgage Technology Encompass® mortgage loan origination system.

Supported Browsers: While most modern browsers will allow you to use the entire Home Loans experience without any problems, we suggest the latest version of Microsoft® Edge, Firefox®, Chrome®, and Safari®.

Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5.

Immediate Family Includes:
Spouse
Child
Sibling
Parent
Grandparent
Grandchild
Stepparent
Stepchild
Adoptive Relationships