About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.750% 7.125% 7.125% 7.125%
APR 7.226% 7.226% 7.226% 7.226%
Points 0.750 0.750 0.750 0.750
Payment $3,242.99 $3,338.77 $3,338.77 $3,338.77
  Rate APR Points Payment
120 Months 6.750% 7.226% 0.750 $3,242.99
12 Months 7.125% 7.226% 0.750 $3,338.77
12 Months 7.125% 7.226% 0.750 $3,338.77
228 Months 7.125% 7.226% 0.750 $3,338.77

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.750% 7.125% 7.125% 7.125%
APR 7.271% 7.271% 7.271% 7.271%
Points 0.625 0.625 0.625 0.625
Payment $3,242.99 $3,348.83 $3,348.83 $3,348.83
  Rate APR Points Payment
84 Months 6.750% 7.271% 0.625 $3,242.99
12 Months 7.125% 7.271% 0.625 $3,348.83
12 Months 7.125% 7.271% 0.625 $3,348.83
264 Months 7.125% 7.271% 0.625 $3,348.83

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.250% 7.125% 7.125% 7.125%
APR 7.128% 7.128% 7.128% 7.128%
Points 0.875 0.875 0.875 0.875
Payment $3,078.57 $3,335.75 $3,335.75 $3,335.75
  Rate APR Points Payment
60 Months 6.250% 7.128% 0.875 $3,078.57
12 Months 7.125% 7.128% 0.875 $3,335.75
12 Months 7.125% 7.128% 0.875 $3,335.75
276 Months 7.125% 7.128% 0.875 $3,335.75